Fernanda Escobosa
Insurance Advisor: BeOne Financial Group
Fernanda and BeOne Financial Group bring over 25 years of top-tier financial expertise, helping you secure the best rates and solutions.
We work for you, not the banks.
604 - 358 - 5670
Vancouver BC, Canada. Photo by: Adrian Yu
Why Work With Me and BeOne Financial Group?
I have a 15+ year trajectory of successfully reaching financial goals for small- medium businesses in diverse sectors: hospitality, industrial, real estate, agricultural, and food & wine estates. They have taught me that the crucial opportunity to create wealth and surpass challenging situations is in early, proper planning.
BeOne holds a broad representation of insurance companies and works closely with accounting and legal experts to advice on financial life insurance, retirement, business and estate strategies as well as accident, sickness and long-term care protection.
This allows me to focus on a holistic, tailored-to-you plan that is priced comfortably, makes sense, and fully protects you, your business, and your family’s lifestyle while growing your estate.
Expertise & Credentials
*Certified Full LLQP Insurance Advisor (Life License Qualification Program), and am able to assist you in finding your best option for:
Life
May be required when acquiring a loan for a limited time - like a mortgage, or for a permanent term, to ensure our family’s lifestyle is not compromised upon our passing. Life insurance payouts are protected and tax free and can swiftly cover final expenses, such as burial /cremation, celebration of life ceremony, as well as fees and taxes that can apply; Executor, probate, property transfer , capital gains , RRSP and RRIF withdrawals.
Business
Insurance in a business context may be required for a company’s loan coverage, key-person protection, funding buy-sell agreements between partners, business successions, estate equalizations and as a highly tax efficient investment vehicle, among other opportunities.
Wealth & Estate
Life insurance can be complemented with a cash value component through dividends that once vested are guaranteed and can continue to grow with tax advantages, while offering liquidity for your retirement and still maintain your legacy coverage.
Ability to Work
Your physical and mental health is your greatest asset, if interrupted your income stops but expenses continue. Government or work-related disability insurance should be examined to understand conditions covered in your case, for how long and the waiting period before you start receiving payouts. A disability and critical illness insurance can be tailored made to complement your existing benefits and designed for cash-back in case it is not used.
Why I Started Working in Insurance
I am a survivor of a ruptured brain aneurysm. I learned that by having additional insurance coverage from a public health plan , anyone can act faster when an emergency , such as mine, arises. In a health crisis, seconds make a vast difference.
Insurance not only helped saved my life. It provided mental and emotional calmness for me and my family to focus on my recovery by eliminating the financial burden of facing high out-of- pocket expenses, while being unable to produce income.
Statistically, we are living longer but facing more health and mental challenges that are never planned.
I strongly believe there are enough insurance products out there that can be comfortable to acquire. By protecting ourselves, we are really protecting our whole family.
My Expertise Includes...
Retirement & Estate Planning
We are living longer, life is not cheaper, and inflation is not slowing down. Life insurance can be a very efficient 2 in 1 instrument to protect our loved ones and or business with a generous death benefit that is tax-free and inflation resistant while generating cash value for retirement.
Forever - Present Grandparents
Fund a wealth legacy for your grandchildren’s education, wedding, home downpayment , or retirement. By doing so, you will be passing on so much more than money – you will highlight values. Family solidarity , responsible savings and investing, will be your hallmark for them to benefit directly and set an example for them to replicate for future generations.
Health = Wealth
Your ability to generate income is your #1asset. Complementing coverage for disability and critical illness to your public health plan and/or employment benefits can make a vast difference to your timely attention and recovery . Plus, you just may qualify for a cash-back payment if unused.
My Expertise Includes...
Retirement & Estate Planning
We are living longer, life is not cheaper, and inflation is not slowing down. Life insurance can be a very efficient 2 in 1 instrument to protect our loved ones and or business with a generous death benefit that is tax-free and inflation resistant while generating cash value for retirement.
Forever - Present Grandparents
Fund a wealth legacy for your grandchildren’s education, wedding, home downpayment , or retirement. By doing so, you will be passing on so much more than money – you will highlight values. Family solidarity , responsible savings and investing, will be your hallmark for them to benefit directly and set an example for them to replicate for future generations.
Health = Wealth
Your ability to generate income is your #1asset. Complementing coverage for disability and critical illness to your public health plan and/or employment benefits can make a vast difference to your timely attention and recovery . Plus, you just may qualify for a cash-back payment if unused.
Lacandona Jungle, Chiapas Mexico Photo by : Maria F. Aguirre
My Approach to Life Insurance
It’s all about knowing and exploring…. and I enjoy exploring! With over 20 insurance companies in BeOne’s portfolio, I focus on finding the products with one or several companies that best insure your present and future well-being from a holistic perspective centered on your peace of mind. Let's evaluate your unique cost-free opportunities, liabilities, future lifestyle, legacy, goals, and time horizons.
"Life insurance is an efficient tax vehicle in which the premiums invested, protect and work for you. Let's find your best option."
- Fernanda Escobosa
TESTIMONIALS
What others are saying
"Full Estate Planning"
"Fernanda helped me find the perfect policy for my estate planning. It covered all my needs and met the price I was seeking. I now have peace of mind that my estate and probate expenses will not be a burden."
- Maribel L.
"Need-based Travel Coverage"
"Fernanda took the time to study the coverage I already had to travel through my credit card, and complemented only what was missing. Her extensive background in tourism gave me great insight and tips to make my trip safer!"
- Gerry C.
TESTIMONIALS 2
What others are saying
"Full Estate Planning"
"Fernanda helped me find the perfect policy for my estate planning. It covered all my needs and met the price I was seeking. I now have peace of mind that my estate and probate expenses will not be a burden."
- Maribel L.
"Need-based Travel Coverage"
"Fernanda took the time to study the coverage I already had to travel through my credit card, and complemented only what was missing. Her extensive background in tourism gave me great insight and tips to make my trip safer!"
- Gerry C.
Book a Call with Fernanda
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